HelloPay is a decentralized social payment platform that revolutionizes web3 interactions with seamless crypto-native on-chain payments. Integrated with multiple Web3 social media platforms, HelloPay offers a unified on-chain social payment experience. It's currently self-funded but has begun fundraising, operating without formal governance or a native token.
Aave offers a decentralized, non-custodial liquidity protocol for lending, borrowing, and earning interest on crypto assets. Its community-driven governance process involves AAVE, stkAAVE, and aAAVE token holders in decision-making. Ideas are discussed in the Aave Governance Forum, polled on Snapshot, and, if supported, become Aave Improvement Proposals (AIPs). AAVE tokens, capped at 16 million, are used for governance and protocol security.
stVol is a crypto options platform specializing in short-term, zero-day-to-expiry (0DTE) options, offering high-leverage trades with win-or-lose outcomes and no margin calls. It currently doesn't have a governance process or a token, but a token will be announced in Q4 2024, with benefits calculated based on early participation. Backed by investors like Altos Ventures and former professionals from Goldman Sachs, Morgan Stanley, and Deutsche Bank, stVol has strong financial backing from its pre-seed investment round.
Polynomial Trade is an on-chain derivatives platform with a focus on perpetual futures, enhanced by the security of the Synthetix protocol and the Optimism Network. Its distinctive approach using polynomial functions for price prediction allows traders to make more dynamic market decisions. Although currently without a governance structure or a live token, the potential introduction of a token could benefit the platform by incentivizing user engagement and capturing value. Polynomial has raised two successful funding rounds, raising $1.10 million in a Pre-Seed round and securing further investment in a Seed round, with backing from several notable investors and capital firms.
